No Cost EMI is an offer where you can pay for our services in affordable monthly instalments with zero interest. This means that you are only paying for the total price of the product, with no extra charges. Currently it's available for selected Credit/Debit cards and you can choose this option at the time of checkout. Refer detailed terms and conditions below :

The Subscriber understands that under this offer, the Subscriber will get an upfront discount equal to the EMI interest cost charged by the bank, making it effectively no interest cost.

Under this offer, payment through Bank Credit Card can be made for Subscription s plan (eligible for offer) selected in a single checkout and the total sale price of such selected eligible Subscription s (net of applicable discounts) in the cart shall be more than or equivalent to INR 500 (Indian Rupees Five Hundred only).

The discount under this offer will be applicable on opting for 'No Cost EMI on Credit Card' option on payment page.

The discount under "No Cost EMI on credit card" payment option is being offered exclusively by Cityfurnish or Company and does not amount to EMI/interest waiver extended by the bank.

The Subscriber understands that the final Price shown in the Payment Page is inclusive of the offer.

The Subscriber understands that under this offer there can be only one transaction per credit card during the tenure of the subscription.

The Subscriber understands and confirms that the Subscriber will need to pay applicable EMI and interest on the total value of the subscription at the time of payment to the bank in accordance with the terms applicable to the credit card. The interest cost charged by the bank over time is being given back upfront at the time of this purchase and netted off in the Invoice amount.

The Bank charges annual interest rates according to the reducing monthly balance. In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the outstanding balance.

The Subscriber understands that if the Subscriber fails in timely payment of EMI, there may be additional interests/penalty which may be levied by the bank which may be higher than the discount offered under this scheme. Where the interest is charged due to any negligence of Subscriber, the additional interest charged by the Bank, will be borne by the Subscriber and "Cityfurnish or Company" will not be liable for it.

Any returns/cancellation will be as per Company's return/cancellation policy. In case of any kind of return/refund in an EMI transaction, interest already billed in a particular transaction will not be refundable under any circumstances.

"Cityfurnish" will not charge a processing fee for availing EMI option. Banks may, however, charge processing fees or cancellation charges as per the bank's policies. Such charges shall be paid by Subscriber and will not be refundable even in the event of return/cancellation of the Subscription.

Banks may, as per applicable laws, charge service tax or goods and service tax (GST) or any other applicable taxes on the interest component of the payments being made. We fully understand that the same will have to be paid by the Subscriber and "Cityfurnish" will not be held liable for the same.

The Subscriber may check with the respective bank/issuer on how a cancellation, refund or pre-closure could affect the EMI terms, and what interest charges would be levied on the Subscriber for the same.

"Cityfurnish" retains the right to modify or cancel this scheme at its sole discretion.

Categories

Cityfurnish

Information

Resources

Need Help